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UNDER 640 FICO SCORE LOANS

ZERO DOWN & HALF PERCENT DOWN PURCHASE LOANS & MUCH MORE
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NHF SAPPHIRE GRANT PROGRAM
California Down Payment Assistance Program
3% OR 5% Grant * Does not have to be repaid
 
 
Do you have down payment and closing costs or do you need down payment and/or closing cost assistance? We offer multiple Low down payment assistance programs.
  • You may qualify with minimum out of pocket expenses with down payment and closing cost assistance
  •  Minimum 640 fico score required - credit scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary
  • Why rent if you can buy with less than first, last and security of any rental deposit and pay a mortgage about the same or less than a rent payment
  • You have Nothing to Lose and EQUITY to Gain
 
You do not have to be a first time homebuyer in order to qualify for down payment assistance.
  • Down payment and/or closing cost assistance. Up to 5% of the loan amount.
  • Grant does not have to be repaid
  • Affordable fixed interest rates with variety of grant levels
  • FHA, VA, USDA and Conventional mortgage options
  • Not limited to first time homebuyers

 

This program is available to low and middle income homebuyers.

Sapphire Grant DPA Income limits  Sapphire Grant CA income limits 2016

 
NHF Sapphire is a GRANT, down payment and/or closing cost assistance program which is not limited to first time homebuyers. It is a great First Time Homebuyer program too. You may qualify to buy with minimal out of pocket expenses to purchase and pay less than rent in many cities throughout CA.
 
Sheryl Arndt, Broker and Senior Loan Officer business cards