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UNDER 640 FICO SCORE LOANS

ZERO DOWN & HALF PERCENT DOWN PURCHASE LOANS & MUCH MORE
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SERVING CALIFORNIA ONLY.
Call for YOUR APPROVAL Today! Authorized GUS Approvals in minutes...
Minimum 560 Fico Score to qualify for Zero Down USDA Rural!
                   

Frank Shaw, NMLS# 311537    Sheryl Arndt, NMLS# 297251   760-486-4225
Sheryl Arndt, Frank Shaw are a Approved Loan Officers for the Zero Down USDA Rural purchase loan.
 
Then choose type of property, single or multi family housing and input a complete address 
 

USDA Rural Loan Officer Approved

USDA GUS Approved, (Government underwriting system)

Approval in minutes.

  USDA Rural - "0" Zero Down purchase loan

MINIMUM 560 FICO SCORE REQUIRED

  • New Construction - Loans can be used for new construction in rural areas, including the purchase of new manufactured homes, and can also include the purchase of an adequate homesite.
  • Existing Homes - Loans can be used for the purchase of existing homes in rural areas.
  • No down payment requirement.
  • Loans may include closing costs, guarantee fee, legal fees, title service, cost of establishing an escrow account, and other prepaid items.
  • No monthly mortgage insurance premium.
  • 30-year fixed rate at market interest rates.
  • No maximum loan amount.
  • Refinancing of Direct and Guaranteed USDA Rural Development housing loans allowed.
  • Guarantee fee may be tax deductible.
  •  

    MINIMUM 560 FICO SCORE REQUIREMENT TO QUALIFY (Under 560, ask about credit repair at no cost?)

     

    Guranteed Rural Housing Loan Programs

     

    USDA Rural Development gurantees home loans made by banks, savings and loans, mortgage companies and oher approved lending institutions. Funds can be used to build, purchase existing dwellings, repair, or purchase and repair sites, including providing water and sewage facilities. 

     

    Commitments issued within 48 hours from receipt of a complete application.

    *Loan processing needs list for processing a loan approval, DU Approval or pre-approval letter.

    Loan processing needs list

     

    CALL TO QUALIFY IN MINUTES FOR THE LOAN PROGRAM TO FIT YOUR NEEDS THE BEST FINANCIALLY.

     

    760-486-4225

USDA Rural for many out of City Limit areas.
 Zero Down and Minimal mortgage insurance.
 M.I. factor is .40% of the loan amount.